Most debtors do not consider hiring a lawyer for the obvious reason that they cannot afford to have one. The fees of bankruptcy lawyers can be as high as $1000. While a debtor is not required to hire a lawyer, it is recommended to have one with you during a bankruptcy process.
With the new bankruptcy laws, the requirements for bankruptcy filings have become more rigid. Filing the correct documents on time is imperative or your case will be dismissed. A bankruptcy lawyer who is familiar with all of the new procedures can ensure that all required actions are met promptly.
There are companies that offer services to prepare your files. Bankruptcy lawyers are able to do that efficiently and more. With a bankruptcy lawyer, you have access to legal advice which is what you really need in a legal proceeding such as bankruptcy. Bankruptcy lawyers can represent you in court. You can also have your lawyer deal with your creditors. Above all, bankruptcy lawyers see to it that you know your rights and that you will not be disadvantaged during a bankruptcy proceeding.
There are many practicing bankruptcy lawyers in every state and choosing one is not so easy. A good lawyer to represent you as you file your bankruptcy case is someone who can provide you with expert guidance as you make your decisions. Having a lawyer you know you can depend on can lessen the strain of a bankruptcy ordeal.
Things to remember when choosing among potential bankruptcy lawyers:
Choose an experienced bankruptcy attorney. You need someone with considerable experience in bankruptcy proceedings who focus on practicing this type of law. An ideal bankruptcy lawyer would be someone who has handled more than a thousand cases and whose bulk of work is mostly bankruptcy cases.
Cost of lawyer’s fee. Bankruptcy lawyers charge clients either with a flat fee that covers all services or a base rate for standard services plus extra fees for any other additional work. Whatever payment option you choose be sure to know what exact services will be rendered for the fee. Compare fees of different lawyers. You want to choose a reasonable rate and not necessarily the cheapest one.
Moreover, you want a bankruptcy lawyer who is easy to speak with who will respond to you with respect. You have to be comfortable to ask the lawyer any question no matter how simple and a good lawyer should always be willing to answer them.